6 Benefits of Investing with Ria
Robo (Ria) Feature
Made just for you
Always on Hand
Easy & Convenient
Efficient Wealth Management
Save on Costs
Portfolios Built Around Your Risk Tolerance
Understand your comfort level with investment risk, and let Ria do the rest.
After you answer a few risk-profiling questions, Ria will recommend a portfolio that matches your risk profile. Once your profile is confirmed, RIA will automatically invest your money into the selected funds.
| Portfolio | ASN Equity Global | ASN Equity Malaysia | ASN Sukuk | Cash | |
| Very Conservative | 2% | 2% | 95% | 1% | |
| Moderately Conservative | 15% | 10% | 74% | 1% | |
| Moderate | 24% | 17% | 58% | 1% | |
| Moderately Aggressive | 34% | 23% | 42% | 1% | |
| Aggressive | 44% | 29% | 26% | 1% | |
| Very Aggressive | 52% | 35% | 12% | 1% |
ASNB Unit Trust : Today's Price
| Fund | NAV (RM) |
| ASN Equity Global | 1.1891 |
| ASN Sukuk | 1.0299 |
| ASN Equity Malaysia | 1.5943 |
What are the differences between normal unit trust (ASB, ASM, ASN etc) compared to Ria?
| Item | ASNB Funds | Ria |
| Suitable for | Beginners/Intermediate | Beginners |
| Fund selection method | Manual | Auto |
| Exclusive fund access | No | Yes |
| Managed by fund managers | Yes | Yes |
| Min initial investment | RM100 (RM10 for investment via counter) | RM100 |
| Fee(s) | Sales charge varies according to funds | Wrap fee is 0.3% per annum Fee Calculation |
| Income distribution | One a year | 4 times a year (if available) |
| Minimum age | None | 18 years old |
| Investment channel | Portal, app, branches, agents and internet banking | App only |
Download myASNB
Manage and monitor your Ria portfolio directly in the myASNB app.
Scan the QR code to download the ASNB app.
Frequently Ask Questions
Ria is an automated investment application by ASNB licensed under the Digital Investment Management (DIM) framework by the Securities Commission Malaysia.
Ria works by using algorithms and Modern Portfolio Theory to create and manage personalized investment portfolios. After assessing your risk profile and investment preferences, Ria allocates your investments across a diverse selection of ASNB unit trust funds, aiming to optimize returns while minimizing risk.
Ria stands out from other robo advisors by having the backing of Amanah Saham Nasional Berhad, a trusted unit trust management company with more than 40 years of experience in the industry. Ria also differentiates itself from other robo advisors by offering portfolios comprised of ASNB unit trust funds, which focus on Malaysian and global equities as well as sukuk (Islamic bonds).
Additionally, Ria provides a user-friendly platform within myASNB application, periodic rebalancing, optimization, and local expertise, all at competitive fees.
The minimum initial amount for you to invest in RIA is RM100, and the minimum subsequent investment amount is also RM100.
This low barrier of entry to invest in a diversified portfolio is intended to encourage participation in the capital markets among Malaysians to benefit from long-term investment returns.
Individuals who are citizens of Malaysia can open an account with Ria.
You will need a MyKad with a Malaysian permanent address and be at least 18 years of age. You will also need a valid email address and an active Malaysian bank account to be able to transfer funds in and out of your Ria account.